An analysis of personal loans at a local Rural Bank revealed the following facts: 10% of all personal loans are in default (L), 90% of all personal loans are not in default (LC), 20% of those in default are homeowners (H | L), and 70% of those not in default are homeowners (H | LC), where H is the event that a loan belongs to a homeowner. If one of the personal loans is selected at random, 13 The probability of event H, P(H), is 14 The probability of event L given that event H has occurred, P(L l H), is about A. 0.03 A. 0.031 B. 0.65 B. 0.630 C. 0.63 C. 0.023 D. 0.90 D. 0.189 E. None of the above E. None of the above