1. An analyst believes that the Fama-French three-factor model better estimates the required return for a stock. The analyst estimates coefficients of a_i = 0, b_i = 1.4, c_i = 0.7, and d_i = -0.5 for Stock i. If the risk-free rate is 4%, the required market return is 11%, and r_SMB = 3.2%, and r_HML = 5.6%, what is the required return on stock i?