An annuity lasts 20 years and has one annual payment at the end of each year (20 payments total). The first payment occurs on 12/31/2021 and is $2,000. Each successive payment increases by 5%. The payments of this this annuity are structured such that Ethan receives the first 10 payments and Amanda receives the last 10 payments. If i(4) = .088, find the present value of Amanda's payments at 1/1/2021 (one year before the first annuity payment of $2,000, which Ethan receives)