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An annuity pays $1500 at the beginning of every month for five years. The interest rate of the annuity is 4%. What is this annuity's

An annuity pays $1500 at the beginning of every month for five years. The interest rate of the annuity is 4%. What is this annuity's future value?

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$99,780

$101,280

$97,948

$99,448

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