An annuity that earns interest at the rate of 3.7% compounded monthly consists of $3794 payments made at the start of each year for 15 years. What is the value of the annuity 5 years after the date that it ends? Assume the same interest rate over the entire time period being considered.

And

Month end contributions of $336 are made to an account for 9 years. For exactly 10 years following the date of the final payment the funds are allowed to accumulate interest. After this time, start of quarter withdrawals are made for a period of 9 years. If the interest rate over the entire 28 year period is 3.2% compounded quarterly, then what is the maximum amount that can be withdrawn at the start of each quarter?

And

The bank offers you an investment plan where you invest $5239 at an interest rate of 3% compounded monthly, and after some period of time, the bank will pay you payments of $571 at the beginning of every quarter for 8 years. How long (in years, round to two decimal places) do you have to wait before your first payment?

And

You want to save for a new car so you make payments of $745 at the end of every month into the bank. When you recieve your birthday present every year you put an extra $1591 into a payment on Dec 31 (at the end of the year). The interest rate on your account is 2% compounded quarterly. Assume today is January 1, and that you are going to purchase this new car with cash only in 8 years. What is the value of your new car?

Please and Thank you!!