An auditor expressed a qualified opinion after a financial statement audit of a nonissuer. The auditor most likely concluded that the o Effects of misstatements are material and pervasive to the financial statements. Possible effects of misstatements are neither material nor pervasive to the financial statements. 0 Effects of misstatements are material but not pervasive to the financial statements. Possible effects of misstatements are material and pervasive to the financial statements