An employee asks you what benefit a Roth 401K has over a traditional 401K. What should you tell her?

-The company match toward Roth 401K is taxed at a lower rate

-You won't have to pay taxes on Roth 401K income in retirement

-The company can legally match more Roth 401k contributions

-You can contribute more to a Roth 401k than to a traditional 401K

-You are not taxed on income that you contribute to a Roth 401k

Americas Bank just found out that the US Department of Labor passed a new law increasing the salary threshold for exempt workers. Employees may need to have their status reclassified from exempt to non-exempt, or have their pay raised to be above the new threshold. What is the first step Americas Bank must take to ensure it's in compliance with the new law?

-Forecast financial ramifications

-develop a communication strategy

-evaluate systems for time-keeping

-review job descriptions

-administer training to all affected employees

Paisley, who has worked for your company for two years, comes to you and lets you know she and her spouse started fostering a child 8 months ago. She'd like to request some time off to bond with the child. As a covered employer under FMLA, does this qualify for FMLA?

-no, the placement of the child was too long ago

-no, child bonding is not covered under FMLA

-no, foster children are not covered under FMLA

-yes, she's entitled to 12 weeks of leave within one year of placement

-yes, she's entitled to 6 weeks of leave since the child is over 6 months of age and under one year