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An employee contributes $ 1 5 , 8 0 0 to a 4 0 1 ( k ) plan each year, and the company matches

An employee contributes $15,800 to a 401(k) plan each year, and the company matches 10 percent of this annually, or $1,580. The employee can allocate the contributions among equities (earning 11 percent annually), bonds (earning 5 percent annually), and money market securities (earning 3 percent annually). The employee expects to work at the company 20 years. The employee can contribute annually along one of the three following patterns:
\table[[Equities,Option 1,Option 2,Option 3],[Bonds,60%,50%,40%
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