An employee in the accounting department at WidgetCorp receives an email that appears to be from a known supplier, requesting payment for a new order. She makes an electronic payment as directed, only to discover that the email was fraudulent and the funds sent to an account set up by a criminal. A commercial crime and fidelity policy may not cover such a loss because Select one: A. The employee willingly transferred the funds. B. Many such schemes originate overseas. C. They specifically exclude electronic transactions. D. Policy limits are usually very low