An employee with 3 0 years of service at a company is considering retirement at some time in the next 1 0 years. The employer

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An employee with 30 years of service at a company is considering retirement at some time in the next 10 years. The employer uses a final pay benefit formula by which the employee receives an annual benefit payment of 3.5 percent of her average salary during her
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\table[[\table[[Retire now],[Retire in 5-arc]],\table[[Average Salary during Last],[Five Years of Service],[$140,000
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