An employee with 30 years of service at a company is considering retirement at some time in the next 10 years. The employer uses a final pay benefit formula by which the employee recelves an annual benefit payment of 3.8 percent of her average salary during her last five years of service times her total years employed. The employee's average salary over the last 5 years of service is as follows: Calculate the annual benefit payment for retirement now, in 5 years, and in 10 years