An entrepreneur is evaluating acquiring a new forklift whose price is $ 85137 and it is estimated that its maintenance cost the first year will be $ 6754 with an increase of $ 3428 during the next 5 years that is the useful life of the forklift. If a bank pays you 8.34% per year, how much should you have saved in the bank today so that with that amount plus the interest paid by the bank you can acquire the forklift and cover future maintenance expenses?