An example of a contra asset on a bank balance sheet is

	a.	the annual provision for loan losses
	b.	retained earnings
	c.	premises
	d.	the allowance for loan losses
	e.	cash

Total Noninterest income for a bank could include any of the following except

	a.	fees earned by financial planners working for the bank
	b.	profit or losses from trading securities
	c.	fees charged to use an ATM
	d.	service charges on checking accounts
	e.	income earned on a bank's loans each month