An IA has been managing a relationship with wealth clients, Mr. & Mrs. Smith for over twelve years. Mr. & Mrs. Smith have asked that the IA take on a small portfolio for their children. Their children would like to direct the investments themselves and play around in the markets. The IA is reluctant because she knows that these accounts may take up a lot of time from an administrative perspective, and not give her much financial reward. She does however want to keep her relationship with Mr. & Mrs. Smith. What type of ethical issue does this present?

a.Truth versus loyalty dilemma.

b.Individual versus group.

c.Right versus wrong issue.

d.Short-term versus long-term.