An increasing number of states are requiring that school districts offer financial education curriculum as a requirement for high school graduation (Arizona has such a requirement). Proponents say that learning money management is a critical life skill and not all children learn about money at home. Critics say that schools already have too many mandated subjects and adding a financial education requirement takes resources from existing programs and puts additional burdens on teachers and students. What do you think? Should states require that students have a financial education curriculum to graduate from high school? If so, why? And what is the appropriate amount of education to require (some states just require a few lessons, others require a full semester course.) If no, why not? Even if you disagree with mandating financial education, how can schools utilize multiple modes of instruction (modeling, discussion and/or experiential learning) to have the biggest impact on students?