An individual had salary income and capital gains and losses as follows: Tax Year: 2019 2020 2021 Salary $120,000 $130,000 $140,000 Long-term capital gain $14,000 $2,000 $1,000 Short-term capital loss ($18,000) ($3,500) $0 She has no deductions for AGI, other than capital losses. What is her AGI for 2020? $119,000 $127,500 $118,000 O $120,000