An insurance company is offering a new policy to its customers. Typically the policy is bought by a parent or grandparent for a child at the child's birth. The details of the policy are as follows: The purchaser (say, the parent) makes the following six payments to the insurance company:

First birthday$930Second birthday$930Third birthday$1,030Fourth birthday$850Fifth birthday$1,130Sixth birthday$950

After the child's sixth birthday, no more payments are made. When the child reaches age 65, he or she receives $430,000. If the relevant interest rate is 14 percent for the first six years and 7 percent for all subsequent years, what would the value of the deposits be when the policy matures?

Future Value is ?