An insurance firm agrees to pay you $7,109 at the end of 15 years if you pay premiums of $122 per year at the end of each year for 15 years. Find the internal rate of return to the nearest whole percentage point. Assuming you normally earn a return of 7 percent on your investments, is this a good deal or a bad deal? Group of answer choices 16.46%; good deal 16.46%; bad deal