An insured has a 20-pay life policy with a paid-up dividend option. In this option, the insured may A use policy dividends to reduce the premium after 20 years. OB pay up the policy early by using policy dividends. C. pay up the policy early by using accumulated cash values. OD. waive premium payments until the policy has accumulated enough cash values to pay it up for 20 years. Under the Affordable Care Act, insurer may refuse to accept an internal appeal on a denied claim if O A. the claim is under $500. B. the insured is unable to pay an appeal fee. . C. the appeal is filed more than 180 days after the claim denial. D. the insured has submitted three appeals within the calendar year. O A. is designed to be a cost containment measure. B. involves a review by the physician. OC. requires the consent of the patient. D. occurs before the treatment is provided. An insured has a 20-pay life policy with a paid-up dividend option. In this option, the insured may A use policy dividends to reduce the premium after 20 years. OB pay up the policy early by using policy dividends. C. pay up the policy early by using accumulated cash values. OD. waive premium payments until the policy has accumulated enough cash values to pay it up for 20 years. Under the Affordable Care Act, insurer may refuse to accept an internal appeal on a denied claim if O A. the claim is under $500. B. the insured is unable to pay an appeal fee. . C. the appeal is filed more than 180 days after the claim denial. D. the insured has submitted three appeals within the calendar year. O A. is designed to be a cost containment measure. B. involves a review by the physician. OC. requires the consent of the patient. D. occurs before the treatment is provided