An investment offers the following cash flows: $197 today, $564 one year from now, $614 in 2 years, and $949 in 3 years. If the relevant interest rate is 8% per year (an APR, with interest compounded semiannually), what is the value of the investment 3 years from today? You are taking out a car loan and will make payments of $400 each month, for a total of 60 monthly payments. You also have $5,809 for a down payment. The APR is 10.8% with quarterly compounding. How much does the car cost