An investor buys the stock of ABC company for $93 (hong kong dollars). ABC is located in Hong Kong and Trades on the Hong Kong stock exchange. He holds it one year during which the stock paid a dividend of 9HK dollars. He then sells the stock for 113 HK dollars. If the Hong Kong dollar appreciated by 13% over the year, what was the total U.S. dollar return on the stock the investor earned? Please answer as a proportion (i.e., enter a return of 15% as .15 for your answer)