An investor in Treasury securities expects inflation to be 2.2% in Year 1, 3.4% in Year 2, and 3.75% each year thereafter. Assume that the real risk-free rate is 2.5%, and that this rate will remain constant. Three-year Treasury securities yield 6.85%, while 5-year Treasury securities yield 7.50%. What is the difference in the maturity risk premiums (MRPs) on the two securities; that is, what is MRP5 - MRP3? Round your answer to two decimal places