An investor in Treasury securities expects inflation to be 2.3% in Year 1, 3.1% in Year 2, and 3.95% each year thereafter. Assume that the real risk-free rate is 2.35% and that this rate will remain constant. Three-year Treasury securities yield 5.60%, while 5-year Treasury securities yield 7.00%. What is the difference in the maturity risk premiums (MRPs) on the two securities; that is, what is MRP₅ - MRP₃? Do not round intermediate calculations. Round your answer to two decimal places.