An investor in Treasury securities expects inflation to be 2.4% in Year 1, 3.25% in Year 2, and 4.2% each year thereafter. Assume that the real risk-free rate is 2.45% and that this rate will remain constant. Three-year Treasury securities yield 6.30%, while 5-year Treasury securities yield 7.70%. What is the difference in the maturity risk premiums (MRPs) on the two securities; that is, what is MRP5 - MRP3? Do not round intermediate calculations. Round your answer to two decimal places.