An investor in Treasury securities expects inflation to be 2.5% in Year 1, 3.45% in Year 2, and 4.45% each year thereafter. Assume that the real risk-free rate is 2.45%, and that this rate will remain constant. Three-year Treasury securities yield 6.40%, while 5- year Treasury securities yield 7.60%. What is the difference in the maturity risk premiums (MRPs) on the two securities; that is, what is MRP5 - MRP3? Round your answer to two decimal places