An investor invests $5,000 into an account for a total of 15 years that earns a nominal interest rate of 10% compounded quarterly for the first 10 years, and then earns 5% compounded quarterly for the last 5 years. What is the effective annual interest rate that the investor earns during the first 10 years? Note: Express your answer as a percent, and round to the nearest hundredths (so two places to the right of the decimal) and do not enter the percent symbol An investor invests $5,000 into an account for a total of 15 years that earns a nominal interest rate of 10% compounded quarterly for the first 10 years, and then earns 5% compounded quarterly for the last 5 years. What is the effective annual interest rate that the investor earns during the last 5 years? Note: Express your answer as a percent, and round to the nearest hundredths (so two places to the right of the decimal) and do not enter the percent symbol An investor invests $5,000 into an account for a total of 15 years that earns a nominal interest rate of 10% compounded quarterly for the first 10 years, and then earns 5% compounded quarterly for the last 5 years. How much will the investor have at the end of 15 years? Note: Express your to the nearest cent (so two places to the right of the decimal) and do not enter the dollar symbol