An investor is choosing between 3 funds. All funds have gross returns of 10%.

Mutual Fund	Price	Gross Return	Front load	Back load	Expense ratio
A	100	10%	0	1.5%	0.50%
B	100	10%	5%	0	0.25%
C	100	10%	0	0	1%

a. With holing period of 15 years, you choose stock _____.

b. The EAR of the chosen fund is ______ (10.12%, 9.00% ,9.39%)