An investor owns 10 troy ounces of gold, currently valued at $1,830 dollars per ounce. She estimates that the price of gold will rise to $2,000 per ounce in the next year. If the interest rate is 8%, should she sell the gold today?

a) No, as the difference between the present value of selling now and selling in one year is -$219 dollars today.

b) Yes, as the difference between the present value of selling now and selling in one year is $219 dollars today.

c) Yes, as the difference between the present value of selling now and selling in one year is $236 dollars today.

d) No, as the difference between the present value of selling now and selling in one year is -$236 dollars today.