An investor seeks your advice to decide in choosing the following investment options which have been offered to him: Investment Options Type of Property Tenure Gross Floor Area (sq. m.) Market Value (RM) All Risks Yield (net) Occupancy Status A B 10-storey purpose-built office 5-storey mixed retail and office spaces. building Freehold Leasehold for 99 years with unexpired term of 77 years 12,000.00 2.5 million 8.5% Vacant 6,000.00 1.17 million 7.5% Vacant The investor plans to apply loan facilities provided by a local bank and the bank agreed to approve his loan at 80% from the Market Value with annual interest rate at 6.25% per annum. Based on market observation made, the expected market rental growth is on average 2% per annum. The investor also plans to secure the interest for 10 years.