An investor shorts $79$ shares of $FWG at a price of $$44$ per share. The initial margin requirement is $51\%.$ The investor pays a loan fee rate on the entire share value of $3\%$ annually. After four months, the price of $FWG drops to $$36$ per share and the short is covered. What is the effective annual return of the short investment? Report your answer in decimal form to four decimal places $($e$.$g$.,0\mathrm{.}0123$ for $1\mathrm{.}23\%).$