An overlapping condition to the country's central bank decision to cut its benchmark rate between 0-0.25% is people saving money rather than spending it. Central banks lowered the interest rate to see whether consumers will spend or borrow money to increase the economy, but it had no effect. Instead, people began to save money causing a lesser outflow of currency, because of this economist are trying to find a solution for people to stop saving and spend their money. One of the ideas, being forcing people to spend by "charging people and companies for saving" their money. Even though economists view saving money as a negative impact to the economy, in reality the economy has maintained stable overall without causing any real effect of lowering it. Give constructive feedback