An undergraduate student decides to make $5,000 deposits in a fund each year over the next four years to accumulate enough money to pay for a masters program. The fund will earn 10% annual interest, compounded annually. If the first payment occurs at year-end, what amount will be in the fund after four years? Draw a timeline to illustrate the problem. (Click the icon to view the Future Value of $1 table.) (Click the icon to view the Future Value of an Ordinary Annuity table.) (Click the icon to view the Future Value of an Annuity Due table.) (Click the icon to view the Present Value of $1 table.) (Click the icon to view the Present Value of an Ordinary Annuity table.) (Click the icon to view the Present Value of an Annuity Due table.) What amount will be in the fund after four years? (Use the present value and future value tables, a financial calculator, a spreadsheet or the formula method for your calculations. If using present and future value tables or the formula method, use factor amounts rounded to five decimal places, X.XXXXX. Round your final answer to the nearest cent, $X.XX.) The amount in the fund after 4 years is