An underwriter for the Habersham Insurance Company is evaluating applications for cash value life insurance policies from the following two individuals: When Creighton Madden applied for a policy, he indicated that he would pay the premiums for the policy with cash only When Abigail Riordan applied for a policy, she demonstrated little concern about the financial performance of the policy but a great deal of concern about the policy's early termination features From the following answer choices, select the response that correctly identifies whether Habersham's underwriter should view these applications as transactions that may involve money laundering. Mr. Madden's application? Ms. Riordan's application? no no no yes yes no yes yes