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Analytics, cyber, climate change and pandemics are now at the forefront of the insurance industry. Please describe the applicability of each in the management, retention

Analytics, cyber, climate change and pandemics are now at the forefront of the insurance industry. Please describe the applicability of each in the management, retention and transfer of risk. How do these perils and new applications shape the industry? What benefits do they bring to: buyers; insurers and; intermediaries? Where do you see the industry headed?

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