Analyze and evaluate the following financial options by stating your own opinion with supporting explanations or any advantages/disadvantages:

1. Cash or Credit (Installment)

2. Buy or Rent (Lease)

3. Hire or Outsource

4. Maintain Stocks or Just-In-Time (JIT)

Answer must not be less than 500 words and the examples used or supporting reference materials or articles must be cited by indicating it below.