Analyze credit risk in the past and current years

Analyze profitability in the past and current years

(2) Changes (%) 2020 2019 2018 2019-2020 2018-2019 3.161% 3.599% 2.891% -12.186%| 24.519% Nordstrom ROE Disaggregation 1 ROA FL (Financial Leverage) ROA X FL Disaggregation 2 PM (Profit Margin) AT (Asset Turnover) 5.629% 7.050% 5.472% -20.151% 0.562 0.511 0.528 9.975% 3.161% 3.599% 2.891% -12.186% 28.836% -3.351% 24.519% 3.195% 3.556% 2.823% -10.153% 25.953% 1.762 1.982 1.938 -11.127% 2.289% 0.562 0.511 0.528 9.975% -3.351% 3.161% 3.599% 2.891% -12.186% 24.519% FL PMXATXFL 2020 2018 2019 7.160 Nordstrom TIE EBITDA Coverage Cash from operations to total debt Free Operating CF to total debt Current ratio Quick ratio Liabilities-to-Equity ratio Total debt to equity ratio Credit Rating 7.089 14.625 0.305 0.114 0.918 0.293 0.564 0.316 12.782 0.465 0.230 0.998 0.327 0.442 0.176 7.423 12.837 0.493 0.236 1.065 0.403 0.461 0.183 2017 2020-2019 2019-2018 6.607 -0.98% -3.54% 11.893 14.42% -0.44% 0.566 -34.46% -5.73% 0.277 -50.44% -2.28% 1.070 -8.05% -6.30% 0.3981 -10.29% -18.93% 0.474 27.59% -4.12% 0.1991 79.80% -4.16% BBB