and ratios relevant to the investor's perspective. STEP ONE-COLLECT DATA, ENTER ONTO TEMPLATE, CALCULATE RATIOS Download the financial statement for each company, identify the required accounting information, enter it on the tem- plates and calculate the ratios. Then email me (a) the completed templates AND (b) scanned copies of extracts from the financial statements you used to complete the templates Penalties for incomplete, and or inaccurate information and for late submission. NO EXCUSES STEP TWO-ANALYZE RATIOS Analyze the ratios to determine which company is best from the perspective of creditors, and which is best from the per- spective of investors. STEP THREE - WRITE REPORT Report and explain your evaluation CONCISELY in the space provided immediately below. I recommend Company for Creditors For the following reasons Company for Investors I recommend For the following reasons Page 2 CREDITOR TEMPLATE - FINANCIAL INFORMATION AND RATIOS FOR CREDITOR ANALYSIS NOTE YOU MAY HAVE TO USE CURRENCIES OTHER THAN THE DOLLAR COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO CURRENT ASSETS CA CURRENT LIABILITIES CL CURRENT RATIO CA/CL $ S TOTAL LIABILITIES TOTAL ASSETS COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO DEBT RATIO TL/TA $ $ EBIT INTEREST EXPENSE COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO TIMES INTEREST EARNED $ S CURRENT ASSETS COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO CURRENT LIABILITIES CL CURRENT RATIO CA/CL CA $ $ TOTAL LIABILITIES TOTAL ASSETS COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO DEBT RATIO TL/TA $ S EBIT INTEREST EXPENSE COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO TIMES INTEREST EARNED S $ COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO CURRENT ASSETS CA CURRENT LIABILITIES CL CURRENT RATIO CA/CL $ $ TOTAL LIABILITIES TOTAL ASSETS COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO DEBT RATIO TL/TA $ S EBIT INTEREST EXPENSE COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO TIMES INTEREST EARNED $ S Page 3 INVESTOR TEMPLATE - FINANCIAL INFORMATION AND RATIOS FOR INVESTOR ANALYSIS NOTE YOU MAY HAVE TO USE CURRENCIES OTHER THAN THE DOLLAR NET INCOME (Y) SALES (S) COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO PROFIT MARGIN Y/S $ $ NET INCOME (Y) AVERAGE ASSETS COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO RETURN ON ASSETS Y/A $ $ NET INCOME (Y) COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO AVERAGE EQUITY Aver Eq RETURN ON EQUITY Y/Aver Eq $ S NET INCOME (Y) SALES (5) COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO PROFIT MARGIN Y/S $ $ NET INCOME (Y) AVERAGE ASSETS COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO RETURN ON ASSETS Y/A $ $ NET INCOME (Y) COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO AVERAGE EQUITY Aver Eq RETURN ON EQUITY Y/ Aver Eq $ S NET INCOME (Y) SALES (5) PROFIT MARGIN COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO Y/S $ $ NET INCOME (Y) AVERAGE ASSETS COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO RETURN ON ASSETS Y/A $ $ NET INCOME (Y) COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO AVERAGE EQUITY Aver Eq RETURN ON EQUITYS Y/ Aver Eq $ $ and ratios relevant to the investor's perspective. STEP ONE-COLLECT DATA, ENTER ONTO TEMPLATE, CALCULATE RATIOS Download the financial statement for each company, identify the required accounting information, enter it on the tem- plates and calculate the ratios. Then email me (a) the completed templates AND (b) scanned copies of extracts from the financial statements you used to complete the templates Penalties for incomplete, and or inaccurate information and for late submission. NO EXCUSES STEP TWO-ANALYZE RATIOS Analyze the ratios to determine which company is best from the perspective of creditors, and which is best from the per- spective of investors. STEP THREE - WRITE REPORT Report and explain your evaluation CONCISELY in the space provided immediately below. I recommend Company for Creditors For the following reasons Company for Investors I recommend For the following reasons Page 2 CREDITOR TEMPLATE - FINANCIAL INFORMATION AND RATIOS FOR CREDITOR ANALYSIS NOTE YOU MAY HAVE TO USE CURRENCIES OTHER THAN THE DOLLAR COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO CURRENT ASSETS CA CURRENT LIABILITIES CL CURRENT RATIO CA/CL $ S TOTAL LIABILITIES TOTAL ASSETS COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO DEBT RATIO TL/TA $ $ EBIT INTEREST EXPENSE COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO TIMES INTEREST EARNED $ S CURRENT ASSETS COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO CURRENT LIABILITIES CL CURRENT RATIO CA/CL CA $ $ TOTAL LIABILITIES TOTAL ASSETS COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO DEBT RATIO TL/TA $ S EBIT INTEREST EXPENSE COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO TIMES INTEREST EARNED S $ COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO CURRENT ASSETS CA CURRENT LIABILITIES CL CURRENT RATIO CA/CL $ $ TOTAL LIABILITIES TOTAL ASSETS COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO DEBT RATIO TL/TA $ S EBIT INTEREST EXPENSE COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO TIMES INTEREST EARNED $ S Page 3 INVESTOR TEMPLATE - FINANCIAL INFORMATION AND RATIOS FOR INVESTOR ANALYSIS NOTE YOU MAY HAVE TO USE CURRENCIES OTHER THAN THE DOLLAR NET INCOME (Y) SALES (S) COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO PROFIT MARGIN Y/S $ $ NET INCOME (Y) AVERAGE ASSETS COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO RETURN ON ASSETS Y/A $ $ NET INCOME (Y) COMPANY ONE NAME DOLLAR AMOUNT (YEAR) and RATIO AVERAGE EQUITY Aver Eq RETURN ON EQUITY Y/Aver Eq $ S NET INCOME (Y) SALES (5) COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO PROFIT MARGIN Y/S $ $ NET INCOME (Y) AVERAGE ASSETS COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO RETURN ON ASSETS Y/A $ $ NET INCOME (Y) COMPANY TWO NAME DOLLAR AMOUNT (YEAR) and RATIO AVERAGE EQUITY Aver Eq RETURN ON EQUITY Y/ Aver Eq $ S NET INCOME (Y) SALES (5) PROFIT MARGIN COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO Y/S $ $ NET INCOME (Y) AVERAGE ASSETS COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO RETURN ON ASSETS Y/A $ $ NET INCOME (Y) COMPANY THREE NAME DOLLAR AMOUNT (YEAR) and RATIO AVERAGE EQUITY Aver Eq RETURN ON EQUITYS Y/ Aver Eq $ $