Andre and Marie are both age 26 and have two children under the age of four. The children are both too young to attend school as yet so Marie is at home with them full-time and expects to remain at home at least until the youngest child, now age two , is in school full-time when she turns five. While marie is at home Andre is the sole family wage earner, grossing $65,000 annually, as an employee of the local school board. The family rents out a mid-range condominium but owns two vehicles: a new van, with a $12,000 loan outstanding and a five-year-old sedan and have a $7500 in spousal RRSP.

What is the greatest risk exposure that the couple could face in the event of a premature death of one of them? A) debt repayment

B) Income taxes C)Loss of caregiver services

D) Loss of income