Andres Rojas and his wife Filomena are quite careful with their spending and have regular jobs with modest salaries paid at the end of every month. They are buying a condo apartment and have saved a down payment of 30%, but even so their budget will be tight for covering the mortgage. The most suitable mortgage for them is: a. Fixed rate mortgage with monthly payments b. Reverse mortgage with monthly payments c. Variable rate mortgage with monthly payments d. Split-rate mortgage with bi-weekly payments e. Fixed rate mortgage with weekly payments