Andrew deposited $$5,000$ today into an account that pays $4$ percent interest, compounded annually. Betsy also deposited the same amount at the same interest rate, compounded annually. Andrew will withdraw his interest earnings and spend it as soon as possible. However, Betsy will reinvest her interest earnings into her account.

Pick the true statement regarding this from below.

Multiple Choice

Betsy will earn more interest in Year $1$ than Andrew will.

Andrew will earn more interest in Year $3$ than Betsy will.

Betsy will earn more interest in Year $2$ than Andrew.

After five years, Andrew and Betsy will both have earned the same amount of interest.

Andrew will earn compound interest.