Andy deposited $3,000 this morning into an account that pays 5 percent interest, compounded annually. Barb also deposited \$3,000 this morning into an account that pays 5 percent interest, compounded annually. Andy will reinvest his interest earnings into his account. Barb will withdraw her interest earnings into her account. Given this, which one of the following statements is true? Barb will earn more interest the first year than Andy will. Andy will earn less interest in year three than Barb will. Barb will earn interest on interest. After five years, Andy and Barb will both have earned the same amount of interest. Andy will earn compound interest