Angela loans Kathy $8,000. Kathy repays the loan by paying $5,000 at the end of one and a half years and $5,000 at the end of three years. The money received at t 1 is immediately reinvested at an annual effective interest rate of 5%. Find 2 Kathy's annual effective rate of interest and Angela's annual yield. (Round your answers to two decimal places.) nen Kathy's annual effective rate of interest = % Angela's annual yield %