Angelina Jolie opens a savings account at a bank. The Bank offers 16% interest per annum as long as no withdrawals are made. As soon as a withdrawal takes place, this rate will automatically drop to 10% per annum starting from the date of withdrawal. Ms. Jolie initially deposits $50,000. The account remains untouched for four years. At the beginning of the fifth year, she withdraws $5,000. Neither deposits nor withdrawals are made for the next four years. How much money does she have eight years after her initial deposit?