anita borrows 400000 at I =.03. She repays this loan by paying off only the interest due at the end of each year to the lender and depositing a level amount Y at the end of each year into a sinking fund account offering 5% APY so as to accumuate the ull balce of thoan amount in the sinking fund at the end of 15 years. What value Y must she deposit into the SF account at the end of every year?