Anna is 45 and recently received an inheritance of $100,000. She wants to spend it on travelling but her brother is concerned for her future. Anna and her brother have an appointment with you for financial advice. Her brother hopes you can influence Anna to invest her money rather than spend it. During the discussion on risk profile, it becomes obvious that Anna has lost interest and is not engaged with the conversation.

How would you approach this situation? How can you demonstrate to Anna the importance of correctly determining her risk profile to assist in financial decision-making?