Anne reviews the status of her home mortgage schedule for the month of January 2021. On January 1, the outstanding mortgage loan balance is $500,000. The monthly mortgage payment due on January 31, 2021 is $10,000 of which $2,500 is scheduled interest payment. On 31 January 2021, Anne makes a payment of $45,000 rather than $10,000. What will be the outstanding mortgage loan balance immediately after the payment is made?

		a. $485,000
		b. $487,500
		c. $410,000
		d. $500,000
		e. None of the options