annuities and mortgages please explain each part clearly.

Vivian needs to repay a $ 9400 debt. Her bank offers personal loans with terms from one to five years at 8.8% per year, compounded monthly. a) Determine the monthly payment for a four-year term. Use formula and show your work. b) Calculate the total interest paid on the loan if she makes monthly payment. c) Determine Vivian's payment if she chooses to make bi-weekly payments. youe may use TVM Advanced Calculator . d) Calculate the total interest paid on the loan if she makes bi-weekly payment. e) Explain why changing the payment frequency reduces the total interest paid on the loan