Annuity due Reginuld is about to ieves an apartment for 30 mopts. The ivelond wants him to make the lease paymects as the stat of the month. The enontily paymeris are 81 soo per month. The the ront? if iheg is oaming of is on tis savings mortivy, shovid te pay by morth or muke the cre lime payment? What is the inpeed morthy dscourt eas tor the nert? (Round to two decimal placese)