(Annuity payments) Prof. Finance is thinking about trading cars. She estimates she will still have to borrow $21,000 to pay for her new car. How large will Prof. Finance's monthly car loan payment be if she can get a 8-year (96 equal monthly payments) car loan from the VTech Credit Union at 8.6 percent APR? Use five decimal places for the monthly percentage rate in your calculations. The monthly payment of Prof. Finance will be $(J. (Round to the nearest cent.)