Another bank is also offering favorable terms, so Rahul decides to take a loan of $13,000 from this bank. He signs the loan contract at 12% compounded daily for four months. Based on a 365-day year, what is the total amount that Rahul owes the bank at the end of the loan's term? (Hint: To calculate the number of days, divide the number of months by 12 and multiply by 365.) $13,530.60 O $13,124.68 O $14,071.82 O $13,395.29